As a chiropractic office we strive to help people who have been in car accidents. What is the best car insurance in case you get into an accident? It is actually an option you can add to your existing policy called Medical Pay. Med pay is basically an account that you can spend on chiropractic or massage, etc and your insurance will pay as you go. Then you and/or your loved ones can get care ASAP. If you do not have med pay many doctors and chiropractors will not treat you as the care provider will receive no pay until you close your case (could be a year!)
Med pay is affordable (I pay $45 a year for $15,000 per person coverage for 3 vehicles). It covers you even if you are not at fault. It is basically amazing and we highly recommend you all call your insurance companies and add it!
And then, don't get in an accident! We pray for safe driving for all.
More info :
https://www.allstate.com/tr/car-insurance/medical-payments-coverage.aspx
What Is Medical Payments Coverage?
Published: November 2017
Medical payments coverage is part of an auto insurance policy. It may help pay your or your passengers' medical expenses if you're injured in a car accident, regardless of who caused the accident. This coverage is optional and not available in all states.
Medical payments coverage is sometimes called medical expense coverage, or just "med pay."
WHAT DOES MEDICAL PAYMENTS COVER?
If you're injured in a car accident, medical payments coverage may help pay the following expenses for you or your passengers:
Health insurance deductibles and co-pays
Doctor or hospital visits
Surgery, X-rays or prostheses
Ambulance and emergency medical technician fees
Professional nursing services